LARA

Meet LARA (Loan Administration, Reporting and Analysis) our proprietary LOS (loan operating system). LARA has been designed to provide an end-to-end workflow for lending businesses. LARA is unique as a multi-entity operating system, allowing for collaboration between participants in a specific lending ecosystem. The beating heart of LARA is its data warehouse. Its critical limbs are its calculation library, portfolio allocation engine and reporting portal. All these elements are combined with a capital markets risk philosophy to deliver diversified portfolios and institutional quality analytics for both LendDirect and all third party providers of financing to our lending businesses.

Institutional Quality Analytics

All providers of debt capital to our operating entities are provided real-time analytics for their credit facilities through the LARA platform.

End-To-End OS

LARA isn’t just a fancy front end, it is designed to a support a lending business through all aspects of its lending lifecycle from quotation through to repayment.

Proprietary Allocation Engine

LARA automatically allocates its loan book as collateral across all of its credit facilities, taking into account the specific lending criteria applying to each.